| You have to make a lot of decisions in a day, and the | | | | property that decides to get involved, |
| prospect of having to make one more can seem like | | | | 4. $15,000 in personal injury protection (to cover |
| the last straw. Unfortunately, your car insurance isn't as | | | | "reasonable and necessary medical, dental and other |
| incidental as, say, what you're going to have for dinner! | | | | expenses one year after a crash"), and |
| You have to have car insurance, and it has to be | | | | 5. $25,000 per person and $50,000 per crash in |
| sufficient to meet both Oregon car insurance | | | | uninsured motorist coverage. |
| requirements and your own personal insurance needs. | | | | Is This All I Need to Have? |
| The question is, how low can you go? | | | | With today's stiff economic hardships and the |
| Oregon Car Insurance Requirements | | | | recession dragging on with no immediate end in sight |
| When it comes to car insurance requirements, Oregon | | | | it's very, very tempting to say good enough is good |
| is one of the most inflexible states in the continental 50. | | | | enough and stick with the bare minimum Oregon car |
| If you're busted driving the Oregon highways without | | | | insurance requirements (i.e. whatever isn't going to get |
| insurance, even if you're driving on a light vehicle trip | | | | you slapped with fines you'll be paying off for years). |
| permit, you're going to be paying the consequences for | | | | That doesn't mean you're going to be protected |
| years in the form of SR-22 compliance, fines and, in | | | | against whatever life and route 84 throw your way. |
| some cases, a complete suspension of your driving | | | | Who's going to pay for damages to your vehicle if hail |
| privileges. Local law enforcement may even decide to | | | | the size of your fist starts falling from the sky? Or |
| "relocate" your vehicle. | | | | your car gets stolen while you're shopping at Lloyd |
| Needless to say, whatever they do it's not going to be | | | | Center? There are an infinite number of possibilities |
| good. When you register a vehicle with the Oregon | | | | besides crashing that could cause damages to your |
| DMV you're committing to carrying the minimum car | | | | car, and you don't want to be left without wheels for |
| insurance requirements on it at all times while it's on the | | | | weeks while you try to come up with the money. |
| road. Breaking that promise comes with stiff | | | | That's why even though they're not technically part of |
| consequences. It's much easier for everyone to just | | | | Oregon's car insurance requirements, comprehensive |
| pick up the phone, log on to the web and purchase | | | | and collision coverage for your vehicle should still be a |
| your Oregon car insurance policy. | | | | part of your insurance policy. |
| When you're in Oregon you're required to have a | | | | But that's entirely between you and your budget. |
| minimum of: | | | | When it comes to car insurance Oregon isn't playing |
| 1. $25,000 per person bodily injury and property | | | | around, so don't wait. Contact your Oregon car |
| damage liability, | | | | insurance dealer today to make sure you've got the |
| 2. $50,000 per crash for bodily injury to others, | | | | insurance coverage you need at a price you can |
| 3. $10,000 per crash for anyone else's personal | | | | afford. |