| Knowledge is power and when it comes to getting | | | | 3) Read and update your information on Alabama |
| affordable Alabama home insurance, it couldn't be any | | | | home insurance. You can do that by visiting your local |
| truer. After the Katrina, a lot of things changed about | | | | library or by visiting Alabama Department of Insurance |
| Alabama home insurance. Deals are not as many as | | | | Property & Casualty Insurance Division at |
| they used to be due to the millions of dollars many | | | | 334-241-4145, or online at |
| insurance companies lost in lawsuits and claims. These | | | | 4) Make sure you verify an insurer's license before |
| few tips will help you get more for less. | | | | signing the dotted lines. Take some time out to find out |
| 1) It is very important that you check "Section I | | | | how they treat claims. You don't want to get hooked |
| Exclusions" to make sure you have coverage from | | | | with an insurer who will abandon when you need them |
| natural disasters. Many home owners got the worst | | | | most. Get these also at the Alabama Department of |
| shock of their lives after the Katrina when they were | | | | Insurance & Casualty Insurance Division. |
| told that the were not really covered from "Acts of | | | | 5) Do extensive comparison shopping. Visit at least |
| God." Please, do yourself a favor and check well. If in | | | | three home insurance quotes sites (that cover the |
| doubt, ask your agent. | | | | state of Alabama) and obtain quotes from them. I |
| 2) You can get affordable Alabama home insurance if | | | | recommend at least three quotes sites because this |
| you install a sprinkler, get a good fire system, have a | | | | will ensure you do not miss offers not presented on |
| good security system and take time out to maintain | | | | any of the sites. However, make sure you input |
| your yard. These will lower your home insurance | | | | exactly the same information in each of these quotes |
| premium. | | | | sites. |